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Banks & Mortgage Companies

Access National Mortgage

Rob Welshans

17301 Valley Mall Rd., Suite 595
Hagerstown, MD 21740

Phone: 301-745-3255
Fax: 301-745-3288
Email: rwelshans@accessnational.com


ACNB

Tracy Thomas

850 Norland Avenue
Chambersburg, PA 17201

Phone: 717-339-5176
Email: tathomas@acnb.com

Pete Ricker

850 Norland Avenue
Chambersburg, PA 17201

Phone: 717-339-5036


Bay Capital Mortgage

Michael Auldridge

222 E. Oak Ridge Dr. #2000
Hagerstown, MD 21740

Phone: 240-420-5520
Cell: 301-667-3367
Email: mike@baycapitalmortgage.com

18 with Chase, 3 years with Bay Capital Mortgage, for 21 years of Mortgage Banking in Washington County


BB&T

Kelli Palamar

1800 Dual Highway
Hagerstown, MD 21740

Phone: 301-501-5067
Cell: 301-991-8488
Email: kpalamar@bbandt.com

Sheryl Greenwald

1800 Dual Highyway
Hagerstown, MD 21740

Phone: 240-513-3321
Cell: 301-667-4022
Email: sgreenwald@bbandt.com

Kimberly Hayes

1800 Dual Highyway
Hagerstown, MD 21740

Phone: 240-513-3321
Cell: (240) 625-4839
Email: kimberly.hays@bbandt.com

Joe Wine

40 Center Square
Greencastle, PA 17225

Phone: 717-593-2587
Cell: 304-283-3080
Email: jwine@bbandt.com


CNB Bank

Meghan Dunn

20 W. Washington St., Suite 500
Hagerstown, MD 21740

Phone: 888-258-1520
Email: mdunn@cnb.bank

Denise Apple

20 W. Washington St., Suite 500
Hagerstown, MD 21740

Phone: 888-258-1520
Email:  dapple@cnbwv.com


Corning Credit Union

Danielle Lovelace

800 Norland Avenue
Chambersburg, PA 17201

Phone: 800-677-8506 ext 5348
Email: danielle.lovelace@corningfcu.org

Mike Brown

11677 Molly Pitcher Highway South
Greencastle, PA 17225

Phone: 800-677-8506 ext 5602
Email: mike.brown@corningfcu.org

Christopher Daniel

1 Credit Union Plaza
Corning, NY 14830

Phone: 607-962-3144 ext 5572
Email: chris.daniel@corningfcu.org

CCU is a member-owned, full-service, not-for-profit independent financial organization that offers a wide variety of innovative products and services designed to meet all of our member’s financial needs. We serve over 100,000 members all over the world and have 17 branches in three geographic locations, three of which are in the Franklin County area.


Embrace Home Loans

Gabe Fortmann

30 West Patrick St
Frederick, MD 21701

Phone: 240-344-7403
Email: gfortmann@embracehomeloans.com

NMLS#448830

Jane Decker

30 West Patrick St
Frederick, MD 21701

Phone: 240-344-7403
Email: ​​​Janedecker@embracehomeloans.com

NMLS# 142328

Charlene Johnson

30 West Patrick St
Frederick, MD 21701

Phone: 240-344-7403
Email: chjohnson@embracehomeloans.com

NMLS# 460981


F&M Trust

Tin Ly

Mortgage Originator

518 North Antrim Way
Greencastle, PA 17225

Phone: 717-597-2931
Email: tinly@f-mtrust.com

For over 100 years, F&M Trust has delivered the utmost in personal and professional banking solutions. Our experienced staff takes the time to listen and truly understand your personal banking needs and goals so you get fast, individual responses from trusted advisors that live and work right in your community. We’re committed to your financial success. That's why we offer a wide range of banking services and resources throughout South Central PA. We keep it both personal and local — the way banking was always meant to be.


First Home Mortgage

Jim Gullace

1829 Howell Rd., 1
Hagerstown, MD 21740

Phone: 240-420-5300
Cell: 240-675-0865
Email: jgullace@gofirsthome.com

Website: www.jimgullace.com

I have been originating mortgage loans for over 25 years. I handle all types of residential mortgage lending.

Cathy Ocharzak

1829 Howell Rds., 1
Hagerstown, MD 21740

Phone: 240-420-5300
Cell:  301-491-1187
Email: cocharzak@gofirsthome.com

I have been lending to homebuyers in MD, WV, and PA for 27 years. Specializing in Conventional, FHA, VA, USDA, 203K and MD COA.

Ted Gosnell

166 S. Main St.
Chambersburg, PA 17201

Phone:  717-264-3100
Cell:  717-360-8100
Email: ted@tedgosnell.com

Website: www.tedgosnell.com

I have been originating mortgages in Franklin County Pennsylvania for over 20 years.

Heather Mitchell

166 S. Main St.
Chambersburg, PA 17201

Phone:  717-264-3100
Cell:  717-360-8100
Email: heatherrmitchell@ymail.com

I have 6 years experience working as a REALTOR'S Assistant, 3 years at a title company and 1.5 years as a Mortgage Processor.


First United Bank & Trust

Charlie Startzman

130 South Edgewood Drive
Hagerstown, MD 21740

Phone: 301-393-4785
Email: cstartzman@mybank.com


Homebridge Financial

Gary Neus

550 Cleveland Ave, Ste 103
Chambersburg, PA 17201

Email: Gary.neus@homebridge.com


Integrity Home Mortgage Corp

Bill McHugh

77 N 3rd Street, Suite 202
Chambersburg, PA 17201

Cell: 717-264-3100
Email: bmchugh@ihmcloans.com

Amanda Gregg

5300 Westview Drive, Suite 408
Frederick, MD 21703

Cell:  240-329-8357
Email: agregg@ihmcloans.com

Let Amanda help you to your new home. A mortgage professional for more than 16 years, giving Amanda the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.

Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Amanda can help you before you ever make an offer on a property.

The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like Amanda in your corner. Contact Amanda today at Integrity Home Mortgage and let’s get started making your home-ownership dream come true.


MidAtlantic Farm Credit

MidAtlantic Farm Credit is the Premier lender for agriculture financing, agribusiness loans, home mortgages, land financing and loans for rural lifestyles. Whether you are a large farmer, want just a few acres, or need financing for your country dreams, we can help.

Michelle Trumpower

158 Crimson Circle
Martinsburg, WV 25401

Phone: 304-263-6951
Email: mtrumpower@mafc.com

Paige Hargett

158 Crimson Circle
Martinsburg, WV 25401

Phone: 304-263-6951

Marcia L. Blaylock

158 Crimson Circle
Martinsburg, WV 25401

Phone 304-263-6951
Email: mblaylock@mafc.com


MLEND

8803 Baltimore National Pike
Middletown, MD 21769

Phone: 301-371-8850

Mlend has built a strong reputation as an outstanding mortgage lender offering "Home Loans Made Fast & Easy" to home buyers throughout the Mid-Atlantic Region.  We have a full-service mortgage lender with dedicated consultants and an experienced in house support team offering expertise in every area of mortgage financing- from purchase to refinance to construction lending.


North Point Financial


Orrstown Bank

Orrstown Bank was established in 1919 and is located in Hagerstown, MD. They offer a full menu of mortgage products, including first time home buyer programs, new home construction, bridge loans, 100% LTV physicians loans, FHA/VA/USDA programs.

Feel free to contact our local originators.

Petter Prime

1020 Professional Court
Hagerstown , MD 21740

Phone: 240-925-6496
Email: pprime@orrstown.com

NMLS# 1044639

Chance Howland

1020 Professional Court
Hagerstown , MD 21740

Phone: 240-925-6496
Email: cjhowland@orrstown.com

NMLS# 958578


Patriot Federal Credit Union

At Patriot Federal Credit Union, you're more than an account number-you're an owner! Patriot Federal Credit Union is a not for profit financial cooperative owned and operated by members like you. We have no stockholders to pay, resulting in higher rates on deposit accounts, minimal fees and lower interest rates on loans. Patriot Federal Credit Union membership is open to anyone who lives, attends school, works, worships, or even if you regularly conduct business in Franklin or Fulton County, Pennsylvania, Washington County, Maryland, or the Borough of Shippensburg, Pennsylvania. We are full service local provider of mortgage loans with a wide range of products.

Jake Naugle

800 Wayne Ave
Chambersburg, PA 17201

Phone: 717-709-2512
Email: jnaugle@patriotfcu.org

Fred Ryerse

800 Wayne Ave
Chambersburg, PA 17201

Phone: 717-709-4986
Email: fryerse@patriotfcu.org

Michael Stouffer

800 Wayne Ave
Chambersburg, PA 17201

Phone: 717-262-4312
Email: mstouffer@patriotfcu.org

Deb Laite

800 Wayne Ave
Chambersburg, PA 17201

Phone: 717-762-4311
Email: dlaite@patriotfcu.org


PNC Mortgage

Julie Donat

30 W Patrick Street. 2nd Floor
Frederick, MD 21701

Phone: 240-629-9910
Email: julie.donat@pncmortgage.com

Stacey Moler

30 W Patrick Street. 2nd Floor
Frederick, MD 21701

Phone 240-629-9912
Email: stacey.moler@pnc.com

Preston Thompson

12916 Conamar Drive. Suite 102
Hagerstown, MD 21742

Phone: 301-624-4204
Email: preston.tompson@pnc.com


Primelending

Debbie Sagi

Loan Originator

253 I Atkens Center
Martinsburg, WV 25404

Phone: 304-901-3265
Cell: 240-818-2687
​Email: debbie.sagi@primelending.com

NMLS: 1095753


RMS Mortgage

Mark Ebinger

8415 Progress Dr., Suite B
Frederick, MD 21701

Phone: 301-788-0996
Email: mark.ebinger@rmsmortgage.com


Sierra Pacific Mortgage

Colin Hitt

55 Meridian Pkwy, Ste 101
Martinsburg, WV 25404

Phone: 304-263-1000
Email: colin.hitt@spm1.com

NMLS: 1289962

I spent 15 years in the hotel/hospitality industry before joining Sierra Pacific in March 2015. I am excited to be in a new industry and look to further my growth through the Pen-Mar Regional Association of REALTORS.

Jake Gregory

55 Meridian Pkwy, Ste 101
Martinsburg, WV 25404

Phone: 304-263-1000
Cell: 540-416-9199
Email: jake.gregory@spm1.com